Last updated November 12, 2026.
Who provides this website
EscrowProblem.com is a free educational resource provided by Your Insure Cure LLC to help consumers understand their mortgage escrow accounts. Its calculators, guides, and statement reader provide explanations and estimates, not an official escrow analysis or individualized financial, tax, or legal advice. Using this website does not change your mortgage, loan terms, escrow account, or required payment. Continue following your mortgage servicer’s payment instructions and confirm any changes directly with the servicer.
Our educational tools are free to use. No purchase is required to use the calculators, guides, or statement reader. Optional third-party services, including Premium Lock, have separate eligibility requirements, fees, and terms.
No account is required
You can use the calculators and read the guides without giving us your name, email, home address, loan account number, or Social Security number. Those identifiers are not needed for an estimate.
Calculations run in your browser
Manual entries are processed on your device. This version does not send your calculator inputs to a server, use advertising trackers, or record form values in analytics. Normal hosting infrastructure may receive ordinary request information, such as an IP address and which public page or asset was requested.
Files are read on your device
When you choose a document, the reader accesses it in browser memory. It does not upload the document or extracted text to a remote analysis service. PDF and OCR software and the English language data are served as site assets. Downloading those assets is different from sending your statement to a server.
Only choose documents you have permission to read. You may redact identifiers first, preserving the amounts, labels, and dates needed for your question. Avoid using a public or shared device for sensitive financial documents.
Moving confirmed figures to the calculator
When you choose to transfer reviewed figures, the browser temporarily puts the selected amounts in session storage so the calculator page can receive them. The calculator removes that transfer record when it reads it. The transfer does not include the full document or extracted statement text.
Clearing your work
Use the reader’s clear control or close the page to discard the current document from the application. Downloaded or printed summaries remain wherever you save them. Your browser or operating system may retain its own history, cache, downloads, or print records.
Premium Lock quote requests
Premium Lock buttons open our quote page on Eventual in a new tab. Information you choose to enter there is handled by that service under its displayed privacy terms. Calculator entries and statement contents are not attached to these links.
Legacy inquiry preview
The Premium Lock inquiry page is currently a form preview. Requests are not sent, and no enrollment or contact request is created. Details entered there remain in page memory; the form does not store them in a database or browser storage. Use fictional details to explore it, and use Clear form or close the page to discard them.
Calculator entries and statement contents are never automatically copied to the inquiry form. Any future on-site inquiry form will identify who receives voluntarily submitted information and how the form is handled before collection begins.
External resources
Links to official sources open websites with their own privacy practices. This policy describes the application as built; any future cloud processing, account saving, or marketing integration should be disclosed before it is enabled.
Email inquiries and privacy questions
Questions about this website or its privacy practices can be sent to info@escrowproblem.com. If you contact Your Insure Cure LLC by email, we receive your email address and any information or attachments you choose to include. This is separate from using the browser-based calculators and statement reader, which do not automatically send your inputs or documents to us.
Provide only what is needed for your question. Please do not email Social Security numbers, full loan account numbers, payment card details, or unredacted financial documents. For mortgage servicing or payment changes, contact your mortgage servicer directly.