@charset "UTF-8";
:root{--paper:#f5f4ed;--white:#fffefa;--ink:#183d3a;--muted:#5d6e67;--green:#1d5648;--mint:#dce8db;--line:#d9ded2;--orange:#b75937;--gold:#e5bb63;--radius:12px;--serif:Georgia,'Times New Roman',serif;--sans:Arial,Helvetica,sans-serif}
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@media(max-width:760px){.cards{grid-template-columns:1fr}.tool-layout .result-panel{position:static}.reader-field{padding:15px}.button-row .button{font-size:12px;padding:12px 15px}.result-breakdown>div{gap:10px}}
@media(min-width:1500px){.hero h1{font-size:76px}.hero{padding-top:80px;padding-bottom:75px}}
@media(max-width:1000px){.container{padding:0 25px}.site-nav{gap:18px}.brand{font-size:20px}.site-nav>a{font-size:13px}.hero{gap:30px}.hero h1{font-size:58px}.receipt{padding:24px}.receipt-total{font-size:45px}.hero-art{padding-right:15px}.start-item{padding:20px 12px}.start-item small{font-size:11px}.explain-grid{gap:40px}.article-layout{gap:35px;grid-template-columns:minmax(0,1fr) 220px}.faq-section{gap:40px}.tool-layout{gap:18px}.panel,.result-panel{padding:24px}}
@media(max-width:760px){.container{padding:0 20px}.nav-wrap{height:76px}.brand{font-size:21px}.brand-mark{width:28px;height:32px}.nav-toggle{display:block}.site-nav{display:none;position:absolute;top:76px;left:0;right:0;background:var(--paper);padding:20px;box-shadow:0 10px 20px #00000009;border-bottom:1px solid var(--line);align-items:stretch}.site-nav.open{display:flex;flex-direction:column;gap:0}.site-nav>a{padding:12px;font-size:15px}.site-nav .button{margin-top:12px}.hero{display:block;padding:36px 0 28px}.hero h1{font-size:clamp(44px,8vw,60px);max-width:590px}.hero .lede{font-size:16px;max-width:520px}.hero-actions{gap:15px}.hero-actions .button{font-size:14px;padding:15px 17px}.hero .eyebrow{font-size:10px;margin-bottom:17px}.hero-art{max-width:460px;margin:30px auto 0;padding:18px 20px 10px 5px}.receipt{padding:24px 25px 20px}.receipt-total{font-size:45px}.receipt-row{font-size:12px;padding:6px 0}.floating-note{margin-right:-14px;padding:13px 17px}.hero-art .example-label{margin-top:12px;font-size:9px}.starting-points{grid-template-columns:1fr;margin-bottom:30px}.start-item{padding:17px 0}.start-item:not(:last-child){border-right:0;border-bottom:1px solid var(--line)}.start-item strong{font-size:14px}.start-item small{font-size:12px}.start-icon{width:36px;height:36px}.section{padding:45px 0}.section-top{display:block;margin-bottom:28px}.section-top>p{margin-top:18px;max-width:100%}.section-top>a{margin-top:20px}.explain-grid{grid-template-columns:1fr;gap:25px}.explain-copy h2{max-width:450px}.money-flow{padding:20px 23px}.tool-cards{grid-template-columns:1fr;gap:30px}.tool-card{padding-top:20px}.tool-card>.icon{margin-bottom:18px}.tool-card h3{margin-bottom:12px}.tool-card .text-link{margin-top:0}.statement-band{margin:45px 0;padding:30px 25px;display:block}.statement-band h2{font-size:35px}.statement-band .upload-symbol{display:none}.guide-grid{grid-template-columns:1fr 1fr;gap:20px}.guide-card h3{font-size:25px}.faq-section{grid-template-columns:1fr;gap:12px;margin:45px 0}.footer-top{display:block;margin-bottom:25px}.footer-links{margin-top:25px;gap:40px}.footer-bottom{display:block}.footer-bottom span{display:block;margin-top:15px}.page-intro{padding-top:30px;padding-bottom:20px}.page-intro p{font-size:16px}.page-intro h1{font-size:43px}.tool-layout{grid-template-columns:1fr}.field-grid{gap:15px}.panel,.result-panel{padding:22px}.article-layout{display:block;margin-top:0}.article-sidebar{position:static;margin-top:30px}.article-sidebar>div:first-child{display:none}.prose h2{font-size:30px}.prose p,.prose li{font-size:16px}.article-meta{font-size:11px}.statement-demo{grid-template-columns:1fr}.annotation{position:static}.statement-paper{padding:20px}.two-columns{grid-template-columns:1fr;gap:10px}.section-top h2{font-size:35px}.guide-controls input{max-width:none}.filter-button{font-size:11px;padding:8px 11px}}
@media(max-width:420px){.container{padding:0 17px}.hero h1{font-size:44px}.hero-actions{align-items:flex-start;flex-direction:column}.hero-actions .text-link{font-size:13px}.field-grid{grid-template-columns:1fr}.guide-grid{grid-template-columns:1fr}.guide-card h3{font-size:28px}.receipt-top{font-size:9px}.receipt-total{font-size:42px}.floating-note{margin-left:40px}.footer-links{gap:30px}.page-intro h1{font-size:39px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
@media print{body{background:white;color:#111;font-size:12px}.site-header,.site-footer,.breadcrumbs,.nav-toggle,.button,.guide-controls,.article-sidebar,.no-print{display:none!important}.container{padding:0;max-width:none}.page-intro{padding:0}.page-intro h1{font-size:30px}.tool-layout,.article-layout,.statement-demo{display:block}.panel,.result-panel{break-inside:avoid;background:white;border:1px solid #ccc;box-shadow:none;margin:12px 0;padding:15px}.result-value{font-size:30px}input,select{border:0!important;padding:2px!important;min-height:0!important}.prose p,.prose li{font-size:12px}.prose h2{font-size:22px}a{text-decoration:none}.table-wrap{overflow:visible}th,td{padding:6px}.section{padding:20px 0}}

.result-panel .result-value{font-size:48px}.text-button{background:none;border:0;color:var(--muted);padding:12px;font-size:13px;text-decoration:underline;text-underline-offset:3px}

.page-intro p.eyebrow{font-size:11px;line-height:1.5;color:var(--ink)}

/* Premium Lock: complementary budget planning, separate from financial results. */
.premium-feature{display:grid;grid-template-columns:1.15fr 1fr;gap:64px;background:#eee8d7;border:1px solid #d8cfb6;padding:44px;margin:60px 0;border-radius:9px}.premium-feature h2{max-width:560px}.premium-feature>div>p{max-width:480px}.premium-explainer{align-self:center;border-left:1px solid #c4b999;padding-left:34px}.premium-explainer>strong{display:block;font-size:19px;margin-bottom:14px}.premium-disclosure{font-size:13px!important;line-height:1.6;color:#526054;margin:18px 0}.premium-callout{border-left:3px solid #b79443;background:#eee8d7;border-radius:0 8px 8px 0;padding:30px;margin:35px 0}.premium-callout h2{font-size:32px;max-width:700px}.premium-callout p{max-width:820px}.premium-callout .eyebrow{margin-bottom:12px}.premium-result{background:#eee8d7;border:1px solid #d8cfb6;border-radius:6px;padding:18px;margin-top:25px;font-size:14px}.premium-result p{margin:8px 0 10px}.premium-result a{font-weight:600}.premium-summary{background:#e5eadf;padding:28px;border-radius:8px;margin-bottom:38px}.premium-summary p{max-width:930px}.premium-summary .button{margin-right:20px}.premium-summary .text-link{margin-top:14px}
@media(max-width:900px){.premium-feature{gap:32px;padding:30px}.premium-explainer{padding-left:25px}.site-nav{gap:20px}}
@media(max-width:700px){.premium-feature{grid-template-columns:1fr;gap:24px;padding:26px;margin:40px 0}.premium-feature h2{font-size:34px}.premium-explainer{border-left:0;border-top:1px solid #c4b999;padding:24px 0 0}.premium-callout{padding:24px}.premium-callout h2{font-size:29px}.premium-summary{padding:24px}.premium-summary .button{margin-right:0}.premium-summary .text-link{display:flex;max-width:max-content}.site-nav.open{gap:0}}
@media print{.premium-feature,.premium-callout{display:none}}

.premium-secondary{margin:12px 0 0 18px;font-size:13px}.premium-result .premium-secondary{display:block;margin-left:0;width:max-content;max-width:100%}.premium-callout .button{margin-right:0}@media(max-width:600px){.premium-callout .premium-secondary,.premium-summary .premium-secondary{display:flex;margin-left:0;width:max-content;max-width:100%}}